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February 1, 2012  As any manager of environmental, health and safety knows, compliance with federal, state and local environmental requirements is a very challenging task.  The statutes and environmental regulations that apply to many business operations are c...

January 18, 2012  Purchasers of property, especially commercial or industrial property need to be aware of potential environmental liability arising out of past uses of property.  A story "Legal Matters Needn't Be a Legal Mess" appears in the January 17, 2012 edition of Finance & Comme...

December 8, 2011 Question from James, Banker from St. Cloud, Minnesota: Our bank is considering a proposal to refinance a commercial property in town. The property is valued at just over $1 million. Our lending policies require that a Phase I Environmental Site Assessment (Phase I) be completed. Th...